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Unlike traditional life insurance policies, which may pay out a lump sum or a regular income to beneficiaries, debt-free life […]

Life insurance policy is a legal binding contract between the insured and the insurance company.  In exchange for regular premium

When it comes to life insurance, most people think of either term or whole life policies.  But there’s a third

An annuity is a contract between an individual and an insurance company.  The individual makes a lump-sum payment or a